Stoney Creek’s Housing Market

The community of Stoney Creek is officially part of the City of Hamilton. Back in 2001, six municipalities—Stoney Creek, Ancaster, Dundas, Flamborough, Glanbrook, and Hamilton—were amalgamated into the new City of Hamilton. Despite being part of one big city, each area continues to maintain its own unique charm.

Stoney Creek is located on the south shore of western Lake Ontario, just 15 km east of the Hamilton city centre and 70 km south of downtown Toronto. Being part of the Niagara Escarpment and by the shores of Lake Ontario, Stoney Creek also has a wonderful natural setting and marine access.

Due to its temperate climate, Stoney Creek is well-known for its agriculture, in particular its fruit, and wine.

Like many smaller communities in this part of Ontario, the settlement of Stoney Creek is rich in history. It was first settled in about 1786 and played an important role in the War of 1812. With a population of around 69,000, Stoney Creek has the same kind of amenities that you’d find in a much larger city and features shops, restaurants, professional centres, spas, museums, trails, and conservation areas.

This might help explain why Stoney Creek has been able to retain its historic charm while boasting one of the fastest-growing real estate markets in the Greater Toronto Area.

Finding the Best Mortgage Rates in Stoney Creek

If you’re looking for the best mortgage rates and terms in Stoney Creek, start with a private mortgage lender like the ones works with Why? Unlike Canada’s big banks and trust companies, the mortgage professionals at are licensed and independent.

Canada’s big lenders can’t say that. Their only goal is to sell you one of their financial products, even if it’s not in your best interests.

Because the mortgage professionals at are independent, they have access to hundreds of different lenders. When it comes to finding the mortgage and financial products that suits your financial and lifestyle needs, no one is as thorough and comprehensive as

We’ll help you find a mortgage with the best interest rate. The mortgage experts at will also go over all the terms and conditions, helping you select the best amortization period, choose between a fixed or variable mortgage and open versus closed mortgage, and decide if you want an accelerated repayment program. The mortgage professionals at will make sure you’re aware of any hidden costs or penalties.

Here’s What Offers

By cutting through the red tape, provides home buyers with the options they need to get the mortgage they want.

In the not-too-distant past, you could purchase a property in Stoney Creek with no money down and a mortgage with an amortization period of 40 years. Not anymore. Amortization periods have been cut to a maximum of 25 years and the minimum down payment for new government-backed mortgages has been raised to five percent.

Over the last 10 years, Ottawa has implemented a number of tougher lending rules. This has made it much more difficult for many people in Stoney Creek to get a mortgage.

If you’ve declared bankruptcy, have no credit, have unreliable income, or are a non-resident, it can also be really difficult to qualify for a mortgage.

Unless, that is, you use

We are not bound by the same lending rules as Canada’s big banks. As a result, we have a lot more flexibility when it comes to helping you find the financial products you need.’s Financial Services

  • Mortgages for first-time home buyers
  • Second mortgages in Stoney Creek
  • Residential mortgages in Stoney Creek
  • Mortgage refinancing in Stoney Creek
  • Commercial mortgage for businesses in Stoney Creek
  • Home equity line of credit (HELOC)
  • Mortgages and tax arrears in Stoney Creek
  • Debt consolidation for bad credit in Stoney Creek
  • Home equity loans in Stoney Creek
  • Mortgages for those in Stoney Creek with bad credit

This Is Why You Should Choose!

If you’re looking at real estate in Stoney Creek, if you already own a home and want to consolidate debt, if you want to refinance, or if you have been turned down by the big lenders, for any reason, a licensed agent at can help.

To see what kind of mortgage or loan you qualify for, contact today or apply online and a mortgage specialist will set up an appointment for a free personal consultation at your earliest convenience.


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