London’s Housing Market

London is located on Highway 401 in southwestern Ontario and is just north of Lake Erie and the U.S. border. London is home to the University of Western Ontario, the London Knights Jr. A hockey team, and numerous museums. Also known as the Forest City, London features numerous parks and walkways along the Thames River.

Thanks to help from manufacturing and the hot housing market, London’s economy remains strong. The local real estate market is also being boosted by an influx of Toronto-area buyers. The increase in sales and prices for London-area homes tracks the Greater Toronto Area market pretty closely, but the supply of homes and affordability is much better.

The most popular house continues to be a detached two-storey property, followed by the bungalow and ranch.

Finding the Best Mortgage Rates in London

If you live in the London/St. Thomas area or even in the GTA and you’re looking for a mortgage with the best rates and terms, skip the big banks and visit a private mortgage lender like

Why? The big banks will only offer you their own financial products, whether they’re suited to your financial needs or not. Unlike the big banks, a private mortgage lender like is independent. That means they’re looking out for your best interest. With a private mortgage lender, you aren’t stuck with just one lender. has access to hundreds of different lenders. They’ll make sure you find a mortgage that suits both your financial and lifestyle needs.

In addition to helping you find the best mortgage rates, an independent, licensed mortgage professional at will also make sure you’re aware of all your money-saving options. After all, there’s a lot more to getting the best mortgage than getting the lowest interest rate. And will help you find it.

This includes helping you select the best amortization period, choosing between a fixed and variable mortgage, choosing between an open and closed mortgage, and deciding if you want an accelerated repayment program.

Here’s What Offers

If you’re looking for options and personal attention, you’ll find it with a private lender like

Over the last number of years, the federal government has implemented stricter lending rules. This has made it much more difficult for many first-time home buyers in London to get a mortgage and get on the property ladder.

For example, not too long ago you could have purchased a home in London with no money down and a mortgage with an amortization period of 40 years. Today, amortization periods have been cut to a maximum of 25 years and the minimum down payment for new government-backed mortgages has been raised to five percent.

Tougher lending rules have also made it difficult for those who are self-employed, have declared bankruptcy, have bad credit, have unreliable income, or are a non-resident to get a mortgage.

That’s what makes so different. We’re not bound by the same lending rules as Canada’s big financial institutions. We have a lot more flexibility when it comes to helping you find the mortgage or other financial products you need.’s Financial Services

  • First mortgages for first-time home buyers
  • Second mortgages in London
  • Residential mortgages in London
  • Mortgage refinancing in London
  • Commercial mortgage for businesses in London
  • Home equity line of credit (HELOC)
  • Mortgages and tax arrears in London
  • Debt consolidation for bad credit in London
  • Home equity loans in London
  • Mortgages for those in London with bad credit

This Is Why You Should Choose!

If you’re thinking of buying a home in London, if you already own one and want to open a home equity line of credit, if you want to refinance, if you want to get a second mortgage, if you want to consolidate debt, if you want to secure a commercial and industrial mortgage, or if you have been turned down by traditional lenders for any reason, call a licensed mortgage professional at

To see what kind of mortgage or loan you qualify for, contact today or apply online and a mortgage specialist will set up an appointment for a free personal consultation at your earliest convenience.


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