I've had the pleasure of working with Harsh and it's always a pleasure, he is so helpful and goes the extra extra mile for all his clients . I recommend Harsh and.Canada Lend to any and all my friends and family he has worked his magic for me and he will for you !
Great quality service! You can't find a better place to get your services you are looking for! This is your only stop for the right service for your needs! Staffs were amazing and emails were answered within seconds! I highly recommend ANYONE that is reading this now to not look any further but pick up the phone and call them! You can thank me later !
Great mortgage broker! Especially for self employed business owners, Stalin and Vivian got us a great deal! Highly recommended!
I give this company a 5 star review . Extremely reliable and responsive great friendly service. answer in a very quick way. Thank you so much for your professional work. and wonderful caring service
I have been selling real estate for over 10 years and have referred many clients to Canadalend. They provide a 5 star service. I have dealt with numerous agents at Canadalend and some to mention are Nima, Stalin, Matthew, Harsh, Bob and Jay. Over the years, Canadalend has continued to provide excellent service and are extremely knowledgeable professionals. They are the best in the business!! I will continue referring my clients.
At Canadalend, we believe that you should have access to your money whenever you need it, regardless of your past or current credit history. We help by finding you the lowest rates available, as well as providing the
support you need in order to achieve your financial or real estate goals.
Second mortgages are home equity loans that are secured against the equity you have built on your home. Why pay minimum payments towards car loans, credit cards, and other unsecured loans when you are only paying off interest?
If you have built up some equity in your home, a second mortgage is a great way to access money fast. The experts at Canadalend.com work with many lenders that can not only get you approved quickly but get you the best rates in Ontario!
After recent changes, the requirements for getting a second mortgage are no longer as stringent as a first mortgage. As a homeowner, the qualifications are based more on home equity than credit scores and income.
However, the rates and conditions attached to that second mortgage will vary depending on the lender. For example, a credit score and income may not be as important when qualifying for a second mortgage, but a better credit score and income could mean lower interest rates.
When it comes to finding the best second mortgage rates and terms in Ontario, more people every day are turning to Canadalend.com. Simply put, the mortgage experts at Canadalend have access to a much larger pool of private lenders. This allows us to find the best possible product at the best possible rate for your unique situation – unlike banks and traditional lenders who can only sell you their specific products.
After a free consultation with one of our qualified second mortgage specialists, we will be able to explain – in simple and clear terms - all the factors that determine the amount of money that you can borrow against your home.
For example, you could borrow up to 80% of your appraised home value, minus the balance of your current mortgage, home equity line of credit, or any other loan secured against your home.
That means if your home is appraised at $250,000, with $150,000 still owed on the first mortgage, a lender may agree to give you a second mortgage (a lump-sum payment) of up to $50,000!