Refinance your mortgage

And breathe a little easier. We can help you refinance Ontario or refinance Toronto mortgages

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To put it simply...

A mortgage refinance means that you will be paying off your current loan(s) and replacing it with a special refinance loan that is more suited to your needs. If you are getting a mortgage refinance Ontario or a mortgage refinance Toronto, you’ll most likely need the help of an experienced mortgage brokerage like Canadalend to help you get the best product available. We have a trusted and experienced team of agents who specialize in mortgage refinance Ontario or mortgage refinance Toronto  to help you make the most informed decision when it comes to refinancing your home.

If your income or credit score, or even both, has improved since you took out your mortgage, you can opt to get a refinance loan to secure a better interest rate and lower monthly payments.

Reasons to refinance with

  • Take advantage of lower rates

  • Get a better term

  • Pay less per month

  • Manage your debt

  • 5 star dedicated customer service

  • Fund your home renovations

  • Save thousands of dollars

  • And much more!

Whatever your needs, we've got you covered!

Defining the point.

Reduce your interest rate and save big

You may be able to lower your mortgage refinance interest rate, reducing your monthly payments in the process. You tend to get better rates as you pay off more of your mortgage, as it’s usually cheaper to get a home loan with a 25% deposit than a 10% for example. Factors including the Bank of Canada’s Policy Interest Rate influence the state of mortgage rates at any given time.

Free yourself of burden, and pay your loan off faster

If your priority is to pay off your loan as fast as possible, then reducing your term period can be good option for you.

Pay less per month and live a little easier

If you’re struggling to meet your monthly payments, you could always do the opposite and lengthen your mortgage term. This way you pay less per month and have a little more spending money to take care of what important to you!

Tap into your home equity and get a lump sum in cash

When doing a mortgage refinance you have the option of getting more up front. If you have a home improvement project in the works or want to fund your child’s education, this could be great option for you. Or take a look into getting a second mortgage, from our trusted agents.

Lock in a fixed or switch to a variable rate

Having certainty on cost of your mortgage refinance can help set your mind at ease. Or vice versa, sometimes you can benefit from a variable rate, if you the Bank of Canada’s Policy Interest Rate remain low. We will look at your unique situation and help work out the best solution for your needs.

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We offer a range of solutions for all your refinancing needs!

Our years of experience as a reliable mortgage refinance solutions provider have helped us become fine-tuned to all of our client’s unique financial needs. When it comes to matters of refinancing Ontario or refinancing Toronto home mortgages, we understand that your home is probably one of the most valuable assets you may own.

So, if you are interested in services to refinance Ontario or refinance Toronto for your current home mortgage loan, simply call or click on apply online to get in touch with a mortgage refinance Ontario specialist. We will work with you to create a mortgage solution that benefits you, optimizes the use of your home equity, and structures your mortgage in a smart and effective way! Contact us today if you need mortgage refinancing Ontario or mortgage refinancing Toronto services. 

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