No matter the income or credit, homeowners can refinance their mortgage with

Also, take advantage of our pre-paid mortgage options and ease up your monthly obligations.

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Terms & Conditions

I / We hereby certify that the information given in the mortgage application form is true and correct and I / We understand that it is being used to determine my/our credit responsibilities. CanadaLend Inc. is authorized to obtain any information they may require for these purposes from other sources (including, for example, credit bureau) and each such source is hereby authorized to provide them with such information.

I / We also understand that the information given in the mortgage application form as well as other information obtained in relation to my credit history may be disclosed to potential mortgage lenders, financial intermediary and mortgage in relation to insurers, organizations providing technological or other support services required this application and any other parties with whom I / We propose to have a financial relationship.



It has never been easier to Refinance your mortgage with Take advantage of low rates and our great customer service in order to alleviate potential financial stress.

Regardless of your income or credit history, we can find you the best mortgage products available as well as provide you with the support you need in order to achieve your financial goals.  

  • Reduce your monthly mortgage payments by getting a new home equity loan at a lower interest rate
  • Increase the length of your home mortgage loan term to reduce your payments
  • Decrease the length of your home mortgage loan term to pay off your mortgage sooner
  • Move from a variable–rate mortgage to a fixed–rate mortgage
  • Funds for home improvements & renovations
  • Use your equity to help pay bills
  • Increase cash flow for investments or other business purposes
  • SAVE MONEY! You can save thousands of dollars in interest over the life of your loan by refinancing with

Will I qualify for a Refinanced Mortgage?

After a free consultation with one of our qualified mortgage refinance specialists we will be able to explain – in simple and clear terms - all the factors that determine the amount of money that you can borrow against your home.

By refinancing with Canadalend you could borrow up to 80% of your appraised home value, minus the balance of your current mortgage, home equity line of credit, or any other loan secured against your home.

For example, let’s say you own a home appraised at $300,000 with $175,000 still owed on the mortgage. A lender may agree to refinance your home to the $65,000 limit creating a new mortgage of $240,000 with potentially better rates and favorable terms.

The Canadalend Advantage

Why should you choose over the country's Big Banks? Simply put, the experts at have access to a much larger pool of private lenders. This allows us to find the best possible product at the best possible rate for your unique situation – unlike banks and traditional lenders who can only sell you their specific products.

Our agents specialize in helping homeowners with bad credit, no credit, and unreliable income to refinance their mortgage. We can also help you re-borrow up to 100% of the money that has been previously paid against your mortgage with a new or blended interest rate!

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