Second Mortgage FAQs

Below are some of the top Frequently Asked Questions about second mortgages. What is a second mortgage? A second mortgage, also called a home equity loan, is an additional loan (you can also get a third mortgage etc.) taken out…

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Housing Rebates

Buying a home in the GTA is expensive and too often buyers don’t take advantage of available rebates. There are a handful of rebates that could cushion the costly blow of buying and maintaining a home. Most of them come…

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The Spring Market Thaw

As spring approaches, both the weather and the housing market are poised to thaw. The question that buyers and sellers will be asking is whether last year’s stagnant spring market was an aberration or the beginning of a trend. Early…

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Shopping for Mortgage Rates

Searching for the right mortgage lender and terms can be an arduous process filled with questions and options. Most people aren’t inherently equipped with the knowledge required to navigate the road to mortgage approval. Applicants need to ask the right…

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Becoming a Homeowner

Making the leap from lifelong renter to homeowner is exciting but it can also be stressful and time-consuming.  Homeownership comes with a ton of responsibility but it results in finally having a place to call your own. A place where…

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How Can I Get A Mortgage in Ottawa?

Whether you have a good or bad credit rating, you may still find it difficult to secure a mortgage from one of Canada’s traditional lenders. That’s because Canada’s big banks and credit unions take a lot of factors into consideration,…

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A Shift in Personal Finances

Life changes and your personal finances tend to change with it. So much of your life is tied to your finances so when either a positive or negative shift occurs you need to re-evaluate your entire budget. For borrowers who…

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