What should I budget for a home purchase?

Before making a home-buying decision, calculate both the one-time and ongoing costs associated with buying and operating the home. As a guide for preparing a budget, consider the following:

Costs associated with the purchase of a home include:

• Appraisal fees 
• Cost to obtain a survey
• Land transfer taxes 
• CMHC / GEMICO mortgage insurance (if applicable) 
• Moving expenses 
• Legal fees 
• Home Insurance
• Property Tax Adjustment
• Fuel Adjustment
• Mortgage Fees